Vanguard High Dividend Yield ETF

Income comes first with VYM. The fund tracks the FTSE High Dividend Yield Index, which ranks US companies by forecast dividend yield and keeps the higher-paying half, leaving out real estate trusts. The result is a large, market-cap-weighted portfolio tilted toward mature, cash-rich sectors like financials, energy, healthcare and consumer staples. Vanguard runs it at very low cost, and it has become one of the biggest dividend-focused ETFs available. Compared with a dividend-growth fund, VYM reaches for more current yield today, which brings a value tilt and heavier exposure to slower-growing industries. Investors hold it for a steady, above-market income stream and as a defensive counterweight to growth-heavy holdings, accepting that it tends to lag in tech-led rallies. Its expense ratio sits at 0.06%.

On MyRWA, VYM trades tokenized across 1 on-chain venue - see the listings below.