Fold Holdings, Inc.

Every purchase through Fold earns the customer bitcoin instead of cash back or airline points. The company sells a debit card, a credit card and an app that round up or reward spending in small amounts of the coin, aiming to make stacking bitcoin a passive habit rather than a deliberate trade. Founded in 2019 and based in Phoenix, Arizona, Fold went public in early 2025 through a merger with a special-purpose acquisition company. It makes money on card interchange and related fees, and it also holds bitcoin in a corporate treasury, so its balance sheet rises and falls with the coin. The pitch aims at bitcoin believers who want exposure through everyday spending, which makes its growth dependent both on card usage and on continued retail enthusiasm for the asset.

On MyRWA, FLD trades tokenized across 1 on-chain venue - see the listings below.